Privacy Policy

Effective Date: May 23, 2018

Updated: January 1, 2020

Chapman and Cutler LLP (“Chapman”) respects your privacy and is committed to collecting, maintaining and using personal information about you responsibly. This Privacy Policy (the “Policy”) applies to all of your use of any of the websites created and maintained by Chapman, including www.chapman.com and structuredfinaceinsights.com (the “Sites”). This Policy describes how your personal information will be treated as you use the Sites. This Policy does not apply to information provided to us in the course of our attorney-client relationships or which is protected by confidentiality, the attorney-client privilege, the attorney work product doctrine or any other applicable protection. Nothing in this Policy should be construed to create an attorney-client relationship with visitors to our website or, conversely, to detract from any of the protections resulting from such relationships.

BY USING THE SITES YOU AGREE TO THIS PRIVACY POLICY.  PLEASE READ IT CAREFULLY.

1. Information We Collect From You When You Visit The Sites

In general, you may visit the Sites without telling us who you are or revealing any personal information about yourself except as set forth in this section. 

Like many websites, we use “cookies” on the Sites. Cookies are text files containing small amounts of information that can be downloaded to your device when you visit a website. We use cookies on the Sites for a variety of different purposes:

By using the Sites, you agree to the use of cookies as described in this Policy. You can disable cookies on your device at any time by indicating this in the preferences or options menus in your browser. However, doing so may limit your ability to view all the pages of a Sites or use online services that require registration. You can find more information about cookies at www.allaboutcookies.org and www.youronlinechoices.com

2. Information You Submit To Us Through The Sites

We do not collect information about you such as your name, address, telephone number, email addresses, etc., unless you choose to provide that information to us. For example, you may contact us when you register for an event, request a publication, sign up for our mailing list, send a resume, or you may call us, or ask us to contact you. We maintain that information to accommodate your request. We may use this information to inform you of events, publications and the like that might be of interest to you.

Unless specifically requested and you use the method that we identify for such purpose, we ask that you not send us any confidential or sensitive information such as credit card numbers, national ID numbers, social security numbers, health insurance number, license numbers, birthdays or the like.

3. Links

Links to websites that are not operated by or for Chapman (“Third Party Sites”) are provided within the Sites, solely as a convenience to you. If you use these links, you will leave the Site you are then visiting. This Privacy Policy does not apply to Third Party Sites. We have not reviewed the Third Party Sites, do not control and are not responsible for any of their content or their privacy policies, if any. We do not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the Third Party Sites listed on or linked to from any of the Sites, you should understand that you do so at your own risk.

4. Sharing of Information

Chapman may also disclose and/or transfer your personal information (i) to its trusted third party service providers (for example, companies that provide systems, web hosting  and other IT services; internal and external advisors and auditors); (ii) if required by applicable law; (iii) in connection with a reorganization or combination of our firm with another firm, (iv) if it believes that such disclosure is necessary to enforce or apply its terms of use and other agreements or otherwise protect and defend Chapman’s rights, property or safety or that of our clients and other users of the Sites; (v) in order to comply with a judicial proceeding, court order or other legal obligation, or a regulatory or government inquiry; or (vi) with your consent.

5. Security

We seek to use reasonable technical, organizational, and administrative measures to protect user information within Chapman against unauthorized or unlawful access or processing, and against accidental loss, destruction, or damage. We believe that these measures are reasonably adapted to the nature of the information in our custody.

However, even though Chapman makes reasonable efforts to protect information in its custody, no data storage or transmission over the Internet and no security system is fully secure. Thus, we cannot guarantee the security of any information we may have collected or received from you or transmitted to you.

If you believe your information is not secure due to a problem in our systems, please immediately notify us of the problem at the address provided in the “How to Contact Us” section.

6. Aggregated, Anonymized, or Statistical Information

We generate and use aggregated, anonymized, or statistical information about the use of the Sites. We may provide this information to third parties such as our advisers or consultants for research, analytical or strategic purposes. This information is not intended to allow the identification of any specific user of the Sites.

7. Choice Regarding Marketing

If you no longer want to receive marketing-related material from us, you may opt-out of receiving these communications by following the unsubscribe instructions in such communications or by contacting us as indicated in the “How to Contact Us” section. We will try to comply with your request as soon as practicable.

Please note that even though you have opted-out of receiving marketing-related communications from us, we may still send you important administrative messages.

8. Notice to Minors

The Sites are not directed at and are not intended to be visited by children under the age of 16. No visitor to any of our Sites who is a minor should provide any personal information to Chapman. If you are a minor, do not visit our any of our Sites, blogs or social media sites and do not send any type of personal information about yourself to Chapman or the Sites.

9. California Consumer Privacy Act of 2018

This Privacy Notice for California Residentssupplements the information contained in the Chapman and Cutler LLP (“Chapman”) Privacy Policy set forth above (the “Privacy Policy”) and applies solely to all visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and any terms defined in the CCPA have the same meaning when used in this Notice.

Information We Collect

We collect, through our website located at www.chapman.com (the or our “website”) and our normal business operations, information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device (“personal information”). Personal information does not include:

In particular, we have collected the following categories of personal information from our website users within the last twelve (12) months: 

Category

Examples

Collected

A. Identifiers.

A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.

YES

B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).

A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.

Some personal information included in this category may overlap with other categories.

YES

C. Protected classification characteristics under California or federal law.

Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

YES

D. Commercial information.

Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

NO

E. Biometric information.

Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

NO

F. Internet or other similar network activity.

Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.

YES

G. Geolocation data.

Physical location or movements.

YES

H. Sensory data.

Audio, electronic, visual, thermal, olfactory, or similar information.

NO

I. Professional or employment-related information.

Current or past job history for employment applications .

YES

J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).

Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

NO

K. Inferences drawn from other personal information.

Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

NO

 

We obtain the categories of personal information listed above from the following categories of sources:

Use of Personal Information

We may use or disclose the personal information we collect for one or more of the following purposes:

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

Sharing Personal Information

We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

We share your personal information with the following categories of third parties:

Disclosures of Personal Information for a Business Purpose

In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:

Category A: Identifiers.

Category B: California Customer Records personal information categories.

Category C: Protected classification characteristics under California or federal law.

Category D: Commercial information.

Category F: Internet or other similar network activity.

Category I: Professional or employment-related information.

We may disclose your personal information for a business purpose to service providers to our firm, acting on our behalf and at our direction, subject to appropriate confidentiality, privacy and information security commitments provided by the receiving party, or where we believe in good faith that it is necessary to provide a service with you have requested or as otherwise permitted or required by law.

Sales of Personal Information

In the preceding twelve (12) months, we have not sold any personal information

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion 0), we will disclose to you:

Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion 0), we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

  1. Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you or otherwise perform our agreement with you.
  2. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
  3. Debug products to identify and repair errors that impair existing intended functionality.
  4. Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
  5. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
  6. Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent.
  7. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
  8. Comply with a legal obligation.
  9. Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:

Only you, or a person legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.

Response Timing and Format

We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.

If you have an account with us or are a current or former client of our firm, we will deliver our written response to the contact information we have on file for you. If you do not have an account with us or are not a current or former client of our firm, we will deliver our written response by mail or electronically, at your option.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on our website and update the notice's effective date. Your continued use of our website following the posting of changes constitutes your acceptance of such changes.

Contact Information

If you have any questions or comments about this notice, the ways in which Chapman collects and uses your information described here and in the, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

Phone: (800) 477-7002
Website: www.chapman.com/privacy
Email: privacy@chapman.com
Postal Address:
Chapman and Cutler LLP
Attn: Director of Marketing
111 West Monroe Street
Chicago, Illinois 60603

10. How to Contact Us

If you would like to update the personal information that you have provided Chapman, please email us at dataprotection@chapman.com.

If you have any questions about Chapman’s Privacy Policy, please email us at privacy@chapman.com.

If you would like to unsubscribe from any of Chapman’s mailing lists, please contact us at dataprotection@chapman.com.

If you are a California resident and want to request information regarding Chapman’s disclosure of personal information to third-parties for direct marketing purposes, please email us at dataprotection@chapman.com.

If you would like to request erasure of your personal data pursuant to Article 17 of the General Data Protection Regulation, please email us at dataprotection@chapman.com.